MFI characteristics* we look for:

• Minimum track record of 1 to 3 years
• Commercially sustainable or promising business plan and market positioning
• Micro-credit portfolio in excess of USD 500 K
• Externally audited
• Externally evaluated/rated

Loan characteristics* we provide:

• Maturity: from 6 months to 7 years
• Interest rate: fixed or floating
• Volume: minimum USD 50,000; maximum 20% of MFI total assets
• Principal repayment: bullet repayment or amortization over life of loan
• Interest payments: quarterly or semi-annual
• No collateral required
• Currencies: USD, EUR or local currency